Website Terms, Conditions & Disclaimer

1. Introduction

These Terms, Conditions and Disclaimer (“Terms”) govern your use of the Red IFA website. By accessing or using this website, you agree to be bound by these Terms. If you do not agree, please discontinue use of the website.

Red IFA (“we”, “us”, “our”) is an Independent Financial Adviser firm authorised and regulated by the Financial Conduct Authority (FCA).

2. About Us

Red IFA, Unit G3, Ashtree Court, Mellors Way, Nottingham, NG8 6PY is authorised and regulated by the Financial Conduct Authority (FCA).
FCA Reference Number: 933688

Our website provides general information about our financial advice services.

3. Use of the Website

You agree to use the website only for lawful purposes. You must not:

attempt to gain unauthorised access to the website, server or data
introduce viruses, malware or harmful code
interfere with the website’s functionality
use the website in a way that may cause damage or disruption
use automated tools to scrape or copy content without permission

We may restrict access to the website if we believe misuse has occurred.

4. No Financial Advice Provided on This Website

The content on this website is for general information only. It does not constitute financial advice, investment advice or a personal recommendation.

Financial advice is only provided through a formal engagement with Red IFA, following a regulated advice process.

5. Accuracy of Information

We aim to ensure the information on our website is accurate and up to date. However:

content may change
information may become outdated
errors may occur
external factors may affect accuracy

We do not guarantee the completeness or reliability of website content.

6. External Links

Our website may contain links to external websites. These links are provided for convenience only.

We are not responsible for the content, accuracy, security or privacy practices of external sites. Links do not imply endorsement.

7. Intellectual Property

All content on this website, including text, images, branding, layout and design, is owned by Red IFA or licensed to us.

You may not copy, reproduce, distribute, modify or republish any content without our prior written permission.

8. Acceptable Use Policy

By using this website, you agree not to:

use the website for unlawful or fraudulent purposes
impersonate any person or entity
submit false or misleading information
attempt to bypass security controls
use automated systems to collect data
upload or transmit harmful content
interfere with website performance or availability

We reserve the right to suspend or block access for unacceptable use.

9. Limitation of Liability

To the fullest extent permitted by law, Red IFA is not liable for:

loss or damage arising from use of the website
reliance on website content
technical issues, interruptions or downtime
viruses or harmful components
errors or omissions in website content

This does not exclude liability where it cannot legally be limited.

10. Risk Warnings

Financial products carry risks, including:

capital loss
market volatility
interest rate changes
inflation risk
liquidity risk
currency risk

Past performance is not a reliable indicator of future results.

You should seek regulated financial advice before making investment decisions.

11. Privacy & Cookies

Your use of the website is also governed by our Privacy Notice and Cookie Policy, which explain how we collect and process personal data.

12. Changes to These Terms

We may update these Terms at any time. The latest version will always be available on our website.

13. Governing Law

These Terms are governed by the laws of England and Wales. Any disputes will be subject to the exclusive jurisdiction of the courts of England and Wales.

14. Contact Us

If you have questions about these Terms, contact us using the details below in the footer.